Business & Finance 6 Businesses You Can Start with Ksh 100,000 in Kenya

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Are you looking for a way to make money in Kenya with a small capital? Do you want to start a business that can generate a steady income and grow over time?

If yes, then you are in the right place. In this blog post, I will share with you 6 businesses you can start with Ksh 100,000 or less in Kenya.
These businesses are easy to set up, have low overhead costs, and can give you a cash flow of between 3000-8000 and a profit margin of Ksh. 1500 to Kshs. 5000 per day.

1. Mpesa Shop​

Mpesa is one of the most popular and profitable businesses in Kenya. It is a mobile money transfer service that allows people to send and receive money, pay bills, buy airtime, and access other financial services.

Mpesa has over 40 million customers and 200,000 agents in Kenya, making it a lucrative business opportunity for anyone who wants to join the network.

To start an Mpesa business, you will need the following:
- Mpesa float – sh 60,000
- Rent and deposit – Sh 16,000
- Mpesa till phone – sh 2,000
- Counter, extension, stationery and chair – sh 10,000
- Paint – sh 5,000
- Business Permit – 5,000
- Miscellaneous – sh 2,000

The total cost of starting an Mpesa business is around sh 100,000. You can expect to earn a commission of 2-5% on every transaction you make, depending on the amount and type of service. You can also earn from selling airtime and other products to your customers.

2. Kiosk​

A kiosk is a small shop that sells basic goods such as groceries, snacks, drinks, toiletries, and household items. A kiosk is a convenient and affordable option for many customers who want to buy things quickly and easily. A kiosk can also serve as a hub for the community, where people can socialize and interact with each other.

To start a kiosk business, you will need the following:

- Rent and deposit – sh 16,000
- Shelves and counter – sh 10,000
- Shop sign – sh 2,000
- Weighing scale (ratili) - sh 5,000
- Business Permit – sh 5,000
- Padlocks, stationery, packaging, calculator and mop – sh 7,000
- Initial stock – sh 50,000
- Miscellaneous – sh 5,000

The total cost of starting a kiosk business is around sh 100,000. You can expect to earn a profit of 10-20% on every item you sell, depending on the demand and competition. You can also increase your sales by offering discounts, promotions, and loyalty programs to your customers.

3. Daycare​

A daycare is a business that provides care and education for children aged between 3 months and 6 years. A daycare is a great option for parents who are working or busy and need someone to look after their kids during the day. A daycare can also help children develop their social, cognitive, and emotional skills through various activities and games.

To start a daycare business, you will need the following:

- Rent and deposit – sh 30,000
- Seats and desks and carpet – sh 20,000
- Mattresses and sheets – sh 10,000
- Toys, learning material and shopping– sh 20,000
- Marketing – sh 15,000
- Miscellaneous – sh 5,000

The total cost of starting a daycare business is around sh 100,000. You can expect to earn a fee of sh 500-1000 per child per day, depending on the location and quality of your service. You can also increase your income by offering extra services such as meals, transport, and homework assistance to your clients.

4. Cleaning Services

A cleaning service is a business that offers cleaning and sanitation services for homes, offices, schools, hotels, and other premises. A cleaning service is a high-demand and low-cost business that can be done by anyone who has the skills and equipment. A cleaning service can also help improve the health and hygiene of the environment and the people who live or work in it.

To start a cleaning service business, you will need the following:

- Marketing – sh 20,000
- Vacuum machine/ seats cleaner – sh 30,000
- Buckets, detergent, brushes etc – sh 10,000
- Pressure wash – sh 20,000
- Miscellaneous – sh 20,000

The total cost of starting a cleaning service business is around sh 100,000. You can expect to earn a fee of sh 500-2000 per job, depending on the size and type of the premises. You can also increase your revenue by offering additional services such as carpet cleaning, fumigation, and disinfection to your customers.

5. Perfume Shop​

A perfume shop is a business that sells fragrances and scents for men and women. A perfume shop is a profitable and attractive business that can appeal to a wide range of customers who want to smell good and enhance their personality. A perfume shop can also offer a variety of products such as body sprays, deodorants, lotions, and candles.

To start a perfume shop business, you will need the following:

- Rent and deposit – sh 20,000
- Shelves and counter – sh 10,000
- Signboard – sh 5,000
- Initial stock – sh 50,000
- Business permit – sh 5,000
- Bucket, seat, padlocks etc – sh 5,000
- Miscellaneous – sh 5,000

The total cost of starting a perfume shop business is around sh 100,000. You can expect to earn a profit of 50-100% on every product you sell, depending on the brand and quality. You can also increase your sales by offering samples, discounts, and referrals to your customers.

6. Nail Parlor​

A nail parlor is a business that offers nail care and beauty services such as manicure, pedicure, nail art, and extensions. A nail parlor is a popular and trendy business that can attract a lot of female customers who want to pamper themselves and enhance their appearance. A nail parlor can also offer other services such as waxing, threading, and massage.

To start a nail parlor business, you will need the following:

- Rent and deposit – sh 16,000
- Pedicure seat – sh 8,000
- Shelves, mirrors, paint – sh 20,000
- Woofer and carpet – sh 10,000
- Nail dryer and water heater – sh 5,000
- Business permit – sh 5,000
- Acrylics, nail polish, manicure bowls, nail file etc – sh 30,000
- 2 Plastic seats, padlocks, mop – sh 3,000
- Miscellaneous – sh 3,000

The total cost of starting a nail parlor business is around sh 100,000. You can expect to earn a fee of sh 300-1000 per service, depending on the type and quality of the service. You can also increase your income by offering packages, loyalty cards, and gift vouchers to your customers.

Final Thoughts


As you can see, there are many businesses you can start with Ksh 100,000 or less in Kenya. These businesses are simple, affordable, and profitable, and can help you achieve your financial goals and dreams.

All you need is some creativity, passion, and hard work, and you can turn your small capital into a big success.

So, what are you waiting for? Start your business today and enjoy the benefits of being your own boss.

Good luck!
 
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